Life After the Rating · A benefit you earned

The VA home loan: $0 down, no PMI.

It's one of the most valuable benefits you earned — and most veterans underuse it. Here's how it works, and if you want, we'll connect you with reputable VA-approved lenders. Free to you, always.

Why it's worth so much

Often $0 down. Buy with no down payment on a primary residence, up to the county limit.
No private mortgage insurance (PMI). Conventional loans charge PMI with under 20% down — the VA loan doesn't. That's real money every month.
Competitive rates + easier qualifying. Backed by the VA, so lenders offer strong terms.
Funding-fee waiver for disabled vets. If you receive VA disability compensation, the VA funding fee is usually waived entirely — a savings of thousands.
Reusable. It's not once-and-done — you can use and restore your entitlement over a lifetime.
Start official: get your Certificate of Eligibility (COE) free at VA.gov home loans.

VA lenders who actually close VA loans near you

Straight from public CFPB data (2024 HMDA). These are the lenders that originated the most VA-guaranteed loans in your state last year — ranked by real volume, with the average interest rate they charged. Not ads: no lender pays to appear here.

Want us to match you with a lender?

Optional. If you'd like, we'll connect you with reputable VA-approved lenders who compete for your business. There's no cost or obligation to you.

US Vet Help is not a lender, mortgage broker, or the VA, and this is not financial advice or a loan offer. If you opt in above, we refer you to third-party VA-approved lenders and may receive a referral fee from the lender — never from you. You are never charged, and you're free to use any lender you choose or go directly to VA.gov. We share only the details you entered and only with your consent.